Book a time
30 minutes,
at a time that suits you.
A conversation about what you are protecting — not a sales call. No paperwork, no medical, and nothing is committed by booking.
Times are shown in your own time zone. If nothing listed works, call 520-641-8879 and we will find something that does.
What the time covers
Thirty minutes, and what happens in them
Nothing is sold on this call. It exists so you can find out what your situation actually calls for, from someone who will tell you if that is nothing.
- 01
What you are protecting
Who depends on your income, what you owe, and what would still need paying if you were not here. Approximate figures are fine — nobody is checking your paperwork.
- 02
What that means in cover
Roughly how much cover the situation calls for, and which kind tends to fit — term, indexed universal, whole life or final expense. Franca will say if the honest answer is less than you expected.
- 03
What happens next, if anything
Options from the carriers she is appointed with, or a clear no. Nothing is applied for on this call, and you are not asked to decide anything during it.
It helps to know roughly what you owe, who depends on your income, and whether you already hold cover through an employer. Approximate is fine. If you have none of that to hand, come anyway — the first call is often just working out what the questions are.
Before you book
What people ask first
- Is there any cost?
- No. The conversation is free and nothing is charged for advice. If you later take out a policy, the premium goes to the carrier — you never pay BrightCover directly.
- Will I be pressured into buying something?
- No. Franca does not place cover somebody does not understand or does not need, and says so in her own words on the about page. If nothing fits your budget, you will be told that.
- Do I need a medical exam or paperwork?
- Not for this conversation. No forms, no medical, nothing to prepare. A medical is only ever required later, and only by some carriers for some products.
- What if I do not know what I need?
- That is the usual starting point and the reason the call exists. Most people arrive knowing they should have something in place and no more than that.
- How long does it take, and what if I need to move it?
- 30 minutes. You can reschedule or cancel from the confirmation email, or call 520-641-8879 — rescheduling is far better than a missed appointment.
- Can my partner join?
- Yes, and it usually helps. Cover for a household is easier to decide with both people on the call, and add-a-guest is on the booking form.